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Dena Suvidha (Personal Loan) Scheme |
Dena Suvidha is the ideal way to fulfill personal needs of your family. Be it to finance a marriage or family function. To travel or celebrates a festival. For medical treatment or educational purposes. Or simply a vacation. Even an unforeseen event. Dena Suvidha (Personal) Loan is always there for all your needs.
You are eligible if:
You are a permanent employee between 24 to 55 years having worked for at least 2 years in a Govt. or PSU/ reputed organization.
You have a gross monthly income of at least Rs. 5,000/-. Income of any other earning member (co-applicants) can be clubbed for enhanced eligibility.
You can have a salary disbursement arrangement with us or provide an undertaking form your employer.
Loan Amount
Minimum- Rs. 15,000/-
Upto- Rs. 1 lakh or 9 times the net monthly income whichever is less.
Margin
Nil.
Rate of Interest
Please Check out the Interest Rates Section to find latest Interest Rates applicable.
Interest charged on daily reducing balance.
No prepayment charges.
Process Fees
1% of loan amount.
Repayment
Upto 36 EMIs.
Mode of disbursement
By credit to your Savings Bank account.
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